One secure portal for banking, payments, and growth.

From everyday accounts to cross-border settlements, deposits, lending, and investment access — Heuro SAS brings essential financial services into a single protected client portal.

Everything your finances need — in one place

Built for clients who need practical banking coverage without losing speed, oversight, or personal support.

Payments & transfers

Execute payment transactions, move funds between Heuro SAS accounts, and send money to external banks — with OTP-protected authorisation on every sensitive action.

Cross-border remittances

Send and receive value across borders with the efficiency of digital rails and the stability of euro-denominated accounts — available worldwide, around the clock.

Multi-currency accounts

Hold, convert, and manage balances across supported currencies. Store value in euro with regulated oversight behind every account.

Deposits & fixed investment

Flexible deposit schemes and fixed-term investment plans with transparent rates, scheduled interest payments, and full visibility in your client portal.

Investment centre

Access stocks, ETFs, indices, commodities, and digital assets from a single dashboard — with live market data and portfolio analytics built in.

Corporate & institutional

Treasury management, trade finance, working-capital solutions, and dedicated relationship coverage for businesses operating across multiple jurisdictions.

Why clients choose Heuro SAS

The stability of traditional euros. The speed the modern economy demands.

Regulated & stable

Supervised by the ACPR in France. Client funds held with reputable EU-regulated institutions under prudent banking standards.

Transparent & trustworthy

Clear fee structures, published terms, and independent oversight — so you always know where your money stands.

Deep liquidity

Move value quickly between accounts, markets, and borders — without the delays of legacy correspondent banking.

Available everywhere

Anyone with an internet connection can access their account — no branch visit required, no timezone restrictions.

Euro-backed stability, global reach

Whether you are safeguarding personal savings or running treasury for a multinational, Heuro SAS gives you fast euro payments and financial services without geographic limits.

  • Hold and transfer value in one of the world's most stable currencies
  • Settle cross-border payments in seconds, not business days
  • Access FX and investment markets from the same secure portal
  • Guard against inflation with structured deposit and investment options
Euro-denominated banknotes

Faster, safer, more efficient transactions

Heuro SAS facilitates financial operations that legacy banks struggle to match — combining capital efficiency with the operational speed your business requires.

Trade & invest

Real-time market access with portfolio tracking and strategic advisory from our Paris desk.

Borrow & grow

Multiple loan plans with transparent terms — apply directly from your account dashboard.

Pay anyone

Online payment integrations and direct bank transfers to Heuro SAS and external accounts.

Wealth planning

Estate planning, tax optimisation guidance, and legacy management for long-term holders.

Secure digital banking

How it works

Four steps from onboarding to full financial control.

01

Create your account

Complete verification with our support team, receive your credentials, and access the Heuro SAS client portal.

02

Fund your wallet

Deposit euros into your account. Balances are reflected immediately and available for transfers, investments, or fixed deposits.

03

Transfer & invest

Move funds globally, trade markets, open deposit plans, or apply for credit — all protected by OTP and optional 2FA.

04

Withdraw anytime

Redeem balances back to euro and transfer to external bank accounts on your schedule, with full transaction history in the portal.

Licensed payment & e-money activities

Core regulatory services underpinning every account on our platform.

Payment execution

Execution of payment transactions, including transfers of funds on a payment account with the payment service provider.

Payment instruments

Issuing of payment instruments and acceptance of payment transactions under applicable EU payment services regulation.

Electronic money

Issuing, distribution, and redemption of electronic money — enabling digital euro value to move with speed and regulatory certainty.

Ready to get started?

Explore our services in the client portal or speak with a relationship manager about the right plan for you.